Investing in a Gold Individual Retirement Account (IRA) is a smart way to diversify your retirement portfolio with tangible assets. However, not all gold and precious metals are eligible for inclusion in an IRA. The IRS has strict guidelines on what qualifies as “IRA-approved” bullion. Understanding these guidelines ensures compliance and maximizes your investment potential.
IRS Requirements for IRA-Approved Precious Metals
The IRS sets specific purity standards for precious metals included in a Gold IRA:
- Gold: Must be at least 99.5% pure
- Silver: Must be at least 99.9% pure
- Platinum and Palladium: Must be at least 99.95% pure
Additionally, these metals must be produced by a refiner, assayer, or manufacturer accredited by recognized entities such as NYMEX, COMEX, or the London Bullion Market Association (LBMA).
List of Gold IRA Approved Bullion
Gold Coins Approved for IRAs
- American Gold Eagle (exception: only U.S. government-issued coin below 99.5% purity allowed)
- Canadian Gold Maple Leaf
- Australian Gold Kangaroo/Nugget
- Austrian Gold Philharmonic
- American Gold Buffalo (99.99% pure gold)
Silver Coins Approved for IRAs
- American Silver Eagle
- Canadian Silver Maple Leaf
- Austrian Silver Philharmonic
- Australian Silver Kookaburra
- Australian Silver Kangaroo
Platinum and Palladium Coins Approved for IRAs
- American Platinum Eagle
- Canadian Platinum Maple Leaf
- Canadian Palladium Maple Leaf
Approved Gold, Silver, Platinum, and Palladium Bars
Many investors choose to buy bullion bars for their IRAs. Some of the most reputable refiners producing IRA-approved bars include:
- PAMP Suisse
- Credit Suisse
- Johnson Matthey
- Engelhard
- Valcambi
- Perth Mint
- Royal Canadian Mint
Coins and Bullion NOT Approved for IRAs
While many precious metals qualify for IRAs, certain types do not meet IRS standards:
- South African Krugerrand (only 91.67% pure)
- British Sovereign Gold Coins
- Mexican Gold Pesos
- Any Collectible or Commemorative Coins
Where to Buy Gold IRA Approved Bullion
To ensure your investment meets IRS requirements, always buy from reputable dealers. Here are a few trusted sources:
- APMEX (American Precious Metals Exchange) – One of the largest online precious metals retailers
- JM Bullion – Offers IRA-eligible gold and silver products
- Goldco – Specializes in Gold IRAs and helps with IRA rollovers
- Augusta Precious Metals – Trusted Gold IRA provider with an excellent reputation
Gold IRA Affiliate Programs to Monetize Your Website
If you’re running an affiliate site focused on passive income, partnering with Gold IRA programs can be a lucrative opportunity. Here are some top affiliate programs:
Goldco Affiliate Program
- Earn competitive commissions promoting Gold IRAs.
- Provides extensive marketing support.
- Trusted name in the industry.
- Join Here
Augusta Precious Metals Affiliate Program
- High commission structure.
- Transparent and customer-focused company.
- Sign Up Now
Birch Gold Group Affiliate Program
- Excellent reputation in the Gold IRA market.
- Competitive payout structure.
- Get Started
JM Bullion Affiliate Program
- Sells a variety of precious metals, including IRA-approved bullion.
- Competitive commission rates.
- Become an Affiliate
Why Invest in a Gold IRA?
Precious metals provide a hedge against inflation and economic instability. Here’s why a Gold IRA makes sense:
- Diversification: Reduces reliance on stocks and bonds.
- Inflation Protection: Gold historically maintains its value.
- Wealth Preservation: Gold and silver offer long-term security.
- Tax Benefits: Gains are tax-deferred within a Gold IRA.
Final Thoughts
Investing in IRA-approved bullion is a great way to secure your financial future while ensuring compliance with IRS regulations. By choosing approved coins and bars from reputable sources, you can build a strong retirement portfolio. If you’re in the affiliate marketing space, promoting Gold IRA programs is a profitable way to generate passive income while educating your audience.
Start your journey today by purchasing IRA-approved bullion and signing up for high-paying Gold IRA affiliate programs!